Imagine that you have to invest your money but you don’t really know where to start. That moment, a question popped out in your mind: can I trust a financial advisor or should I do it myself? After all, how hard can it be to invest my own money? Well, keep in mind that deciding whether to hire the best financial advisors near you or manage your own investments is an extremely important decision.
Managing an investment is a big task that requires knowledge and making good financial decisions. It will take you time, skills, and a lot of effort. If you are willing to sacrifice all that, then sure, do it by yourself. If not, then your financial future might be in danger. Considering that investing your money is not a one-time thing, you need to be constantly checking your portfolio in order to assure the best results.
With that being said, you might think “financial advisors near me are not worth it!” but the truth is that investing without the proper knowledge will condemn you to failure.
There’s nothing more valuable in our life than time, even more than money. If you can afford to take enough time to prepare yourself for the financial world, then you will be one step ahead sooner than you think. Time is money, don’t delay your decisions – make the right call today.

Let’s start with the basics - what do financial advisors do?
Basically, financial advisors will employ all their knowledge and expertise to make a financial plan adapted specifically to you. It is impossible to craft a well-designed plan without taking a close look at your specific situation. Your financial goal might be different from some people’s. This creates the need to carefully analyze an investment plan adapted to your budget.
They will also observe your savings, your insurance, and more parameters in order to find the right solution for your problems. To summarize, it is safe to say that financial advisors are your planning partner to help you improve your financial status. Once again, defining your goals is the only thing that will help them provide a plan that can be accomplished.
Financial advisors are skilled professionals with the right license to help you out. Don’t fall for scams – do your own research before hiring a financial advisor.
How much do financial advisors cost?
There are different ways in which a financial advisor can earn for his job. The most common one is the commission-based model. Usually, they will charge their clients for the products they are selling them. The financial products are varied and different so be sure to read the small letters before proceeding. There’s also the fee-based model, in which they charge clients by the hour or as a percentage of their income. Evidently, this will happen when your assets are under their management.
Finally, they can also earn a combination of fees and commissions. It will all depend on the work required to develop a financial plan for you. So far, it’s clear that financial advisors will not be cheap, so you better choose yours carefully.
Establish your own criteria to find the best financial advisor
Finding a good financial advisor requires you to have criteria. Yeah, you could guide yourself with what you see on the internet, but you must always go one step ahead. Let’s imagine that you find an advisor with reputable credentials, but then you go with him and you feel like he will not give you a personalized treat. Trust is necessary between advisors and their clients, so it is important to have a real connection that will assure you results in the future.
We recommend you ask specific interview questions to determine how the financial advisor communicates. Remember that advisors have different areas of expertise, so you might not be their ideal client. Ask the questions, analyze the answers and make a final decision. After all, remember that your money is at risk.
You can always ask for references, but consider that most times advisors cannot give the name of their client due to privacy regulations.
Yes, hiring a financial advisor is safe, but only if you do it right. It’s fundamental to have the capability to identify potential fraud risks. When someone has custody of your assets, it’s normal to feel like fraud can happen at any time.
That’s why the best financial advisors use a third-party custodian to hold your assets while he’s working for you.
Therefore, planning your financial future is a task that you must take very seriously. Luckily, Flash Financial Guide is there to help you with the latest information from the financial world. Remember that keeping yourself educated will grant you great results in the future.